Tips for Investing In Real Estate

Are you thinking of investing in real estate? Real estate investments are regarded as long-term investments that can offer higher profits in the long run. However, there are several risks associated with any real estate investment. Right from the fluctuating market scenarios to changing real estate laws –as a real estate investor, you are required to pay attention to a wide range of important factors. Therefore, it is required to hold some solid education in advance towards attaining ample success in real estate investment.

Here are some pro tips that you must consider when investing in any real estate project:

1. Location is the Key: When it comes to real estate investment, location is the most important concern. Before forking over the down payment and putting yourself in a major amount of debt, ensure that the real estate project is in a good location. Try looking out for locations that satisfy your diverse needs. For instance, you can look out for a better location situated nearby to the schools, offices, entertainment places, hospitals, and other factors for your ease of living.

2. Check the Credit Report: There are higher chances that you might borrow money towards buying any real estate project. This is the reason you should check the credit report before you begin investing in the real estate project. If there are certain mistakes on your credit score, try getting them resolved as soon as possible. If the problems associated with the credit score are legitimate, then you should try improving the credit score in order to get better real estate deals.

3. Start with a Real Estate Plan: Before coming to a solution with real estate investment, it is important to plan out the entire process –right from searching potential property options to finalizing the deal, each step is vital in real estate investment. The plan that you devise must include both short-term as well as long-term goals. You must also come up with a proper strategy towards fulfilling the given goals. Laying down your plan ahead of time will help in reaching them in an easier manner.

4. Look for Wholesale Property Options: Investing in the real estate market resembles the investments in stock market. In both the scenarios, you are always looking for the best deals. If you are too concerned about getting the best and the most profitable deal for yourself, try looking for reliable property options in the wholesale real estate market. Most of the wholesale markets offer steep discounts that might attract you towards investing in the same.

5. Pay All Your Debts First: If you are into some debt-like situation in the current time, try getting rid of the same as soon as possible. If you have any type of student loan or others, purchasing or investing a real estate property might not be considered a good option. Thus, clear off all your debts and then look out for the best real estate investment options out there.

6. Be Alert of the Higher Interest Rates: The interest rate on any investment property might be significantly higher than the conventional mortgage interest rates. Therefore, it is considered safer to be aware of the higher interest rates and make a wise investment in the real estate markets.

7. Determine Your Overall Return: The end motive of any real estate investment is to maximize the overall ROI (Return on Investment). Therefore, before settling on any real estate investment project, it is recommended to determine the overall return that you will obtain in the long run. This will help you come up with the best property deal in the given real estate scenario.

8. Take Professional Help: If you have tried everything, but not finding any success in the same, it is considered the best option to hire help from some professional in the given field. In the real estate market, you can come across several real estate agents who are highly qualified and well-experienced in the given field. By taking their help, you can be assured of the best deals offered to you with respect to real estate investment. You can even talk with a home buyer wholesale company to help identify some good investment properties.

Make sure you go for the best & the most reliable real estate investment options! Check out Home Buyer Houston ( for more information on buying/selling real estate investment properties.

Everything You Always Wanted to Know About Settlement Agents

Are you looking to buy or sell a piece of property, be it a residential house or land? The purchase or sale of a property is often a long, tedious, time-consuming process that involves multiple steps before it is finalized. Many times, individuals find it impossible to handle this complex procedure and opt to hand it over to a professional – a settlement agent.  This is a person or firm responsible for transferring property from one owner to another.

The Settlement process

During a land transaction, both the seller and the buyers need a settlement agent to assist with the settlement process. The seller’s agent makes sure that he has cleared any outstanding mortgage payment, as well as any government levies and water rates. He goes through the Offer and Acceptance to ensure that the terms are in agreement with the seller. Lastly, he presents all the relevant authorities with the document showing the change of ownership.

The buyer’s settlement agent will ensure that the buyer gets a copy of Certificate of Title of the property they are purchasing. They will get a copy of any encumbrances (if any) that may hinder the transfer of ownership, assist the buyer to get their finances on time, see to it that the title is made out to their client’s name and finalize the settlement process.

Also referred to as conveyancers, settlement agents are experts in various real estate transactions. They perform the following services:

Title Searches

When buying property the very first task that a prospective buyer should do is to conduct a property title search. A title search proves a title’s authenticity, ensures that the seller has the legal right to sell the property and checks the activity on the property to ensure that there are no hindrances such as a mortgage, or any dispute that may prevent the buyer from taking possession of it. A settlement agent does a title search at the state or territory registry on behalf of a buyer.


Are you a landowner and wish to subdivide the land for the purpose of selling? You will need a conveyancer to assist you through this long process until you are issued with the titles for each of the subdivided blocks of land. This includes liaising with surveyors and valuers on your behalf, preparing the relevant documents for subdivision, getting consent from the planning commission and monitoring the process to its conclusion.

settlement agents

Related Party transfers

There comes a time when, for one reason or another, you need to buy, sell or transfer property to a relative or friend. In this case, the settlement process is usually much shorter. After the title search has been conducted, the transfer of land and other documents are prepared, the stamp duty is paid for and the documents lodged with the relevant government bodies.


After a deceased person’s will is read out and their property is apportioned to specific individuals, the inheritors need to change ownership of the property from the deceased to themselves. By issuing the death certificate, a settlement agent applies to change the name on the Certificate of Title to the new owner.

Name Change

Have you recently had a name change either due to marriage, divorce or any other reason? It is important to change the name on the Certificate of Title of your property in order to make any future transactions easier. If you are in Perth, you can contact a settlement agent such as Stella Settlements who can make such changes quickly and easily.

The purchase or sale of a property is a costly and time-consuming exercise. You will need a settlement agent you can trust and who will constantly keep you in the know concerning every step of this process. It is important to get a firm or individual who is experienced in real estate and conveyancing and is aware of the inherent details of each land transaction.

Historic Property for sale in Malta

 Property for sale in Valletta – The Capital City

Valletta is the capital city of the Republic of Malta. It is located in south eastern part region of the Main Island. Being the capital city, this is where administrative and commercial hubs of the country are; office of the president, the parliament, the courthouse and many government departments’ offices. The climate that is featured in Valletta is Mediterranean climate whereby it is warm and dry during summer, and mild and wet during winter. Valletta city has two natural main harbors, the Grand Harbor which is the major port, and Marsamxett harbor.

Valletta is amongst the oldest cities in the world having been established in 1565 by the Order of St John. The purpose for its establishment was to act as a refuge for the soldiers returning from crusades. Most of these buildings still exist up to now, buildings from 16th century onwards. Modern buildings are also coming up to bring about modernization in the old city. Foreigners are now looking for Malta property for sale as there is political unrest in europe especially in the UK

With buildings as old as from 16th century and many more historical sites, UNESCO officially recognized Valletta as a worlds’ heritage site. From its uniqueness and wonderful history, it has been selected as the European Capital culture.

Types of properties for sale

With it is high heritage and deep history, many people would prefer to be part of this great city. Properties in Valletta are many, from 16th century palazzos which carry rich history, to post World War II buildings which withstood the tumble, to buildings that were constructed during colonization not forgetting modern converted luxury properties. With varieties of properties to choose from, you can easily go for the property that comfortably suits your purpose.

Factors to consider before buying a property

  1. Durability

Valletta is an old city which has been in existence for ages. Most buildings are as old as the city itself. Therefore, due diligence must be carried out well before purchasing a property. Get to see the property before sealing any deal because you might close a deal for a building that is weak to last even more than 20 years before wearing out. That would be a great loss.

  1. Location

This mostly goes to those people who like waterfront properties. Almost all beaches are victims of hurricanes or erosions. Carry out a survey and purchase a property that is on the good side of the shore where hurricanes and erosions are minimal or don’t occur.

Either way, make sure your property is insured and fully covered from all catastrophes. You can insure your property against wind then flood happens to destroy it. With such occurrences, you can’t be compensated because it wasn’t insured against flood. Therefore, don’t overlook any risk against the other, you never know.

  1. Type of property

Valletta is a city full of different types of properties. Different people have different tastes and preferences and approach. Some may prefer old, traditional palazzos and live like the Knights of St John decades ago; others renovated and upgraded ones whereas others would go for a modern type of property.

Buy a property in Malta that will serve you well and make sure nothing has been left pending before deal closure.

Restumping your Home Before Selling It

Consider Adding Value To Your Home By Restumping It Before Selling It

If you own your own home, then you’re lucky to have a place to call all yours. You know where you are going to spend your nights for a while, and you do not have to stay on good terms with a landlord who actually owns the place you live. You’re free to make the place as you see fit.

However, there are times where you might decide to sell that home. Maybe you’re moving far away, building a new structure, buying a bigger and better home, or just downsizing into an apartment or flat. Whatever the case may be, you want to get the most you can for your investment.

Consider adding resale value to your home by restumping or reblocking it before selling it. The process of restumping basically is having the floor joists lifted off the pillars supporting them underneath, and then replacing, fixing, upgrading, or enhancing those supports before letting the house rest on them again.

There are signs you can look for that let you know if this is something that needs to happen eventually. Creaking floors are signs of a home that is not as level as it used to be, wall cracks can be signs of settling or sinking, and floors that feel ‘spongy’ might indicate rotting or deteriorating underpinning stumps. Even doors and windows that stick might illustrate a house slanting in one direction or the other.

Taking care of this before you sell your home is a way of sparing a new homeowner having to deal with it themselves. That not only increases the value of the home, it increases the odds someone will make an offer.

Take care to choose something for the restumping that will support the home but also last a long time. You don’t have to replace wood with wood, although if you do, go for something rot-resistant. Victorian Red Rum is a good choice in Australia and a good contractor for underpinning or reblocking melbourne but other continents will have different lumbers available. If your interested check out there facebook page.

A very common choice for new stumps is to use either concrete or galvanized steel. There are also hybrid choices that use a combination of both. Any of these options is high in strength and durability, meaning it will hold up both the home and over time. If you choose these kinds of restumping , make sure potential buyers know it from photos and the like, unless they can see under the home when on tour.

Car Hire In Malta and Gozo

When in Gozo…

Are you looking for a stress-free holiday away from the hustle and bustle of city life?  The tiny island of Gozo, part of the Maltese islands is your answer.

Gozo stroll, the Maltese Islands

The island is literally a gem with unspoilt beaches, countryside and there is a wide assortment of activities and adventure in which you can engage.  At Xlendi Tourist Services,  our aim is that you enjoy a memorable holiday on the island of Gozo.  We can handle all aspects of the holiday from accommodation to transfers, car hire and tours.  Through Xlendi Tourist Services and car hire in gozo you can book directly the different types of accommodation on offer like villas, farmhouses or apartments rental and hotel booking. We also provide any airport transfers needed along with taxi services and car and Jeep hire.  Joining our excursions and tours that will take you around the islands of Gozo and Malta is a great fun and experiencing what the islands have to offer!